LUCENT KISS Report · Confidential
Your Home's Financial Intelligence Report
Understand your property's value, track your equity, explore market opportunities, and make your next move with confidence.
22 Alder Court, Pasadena, CA (fictional)Generated Illustrative Sample Data
01
Executive summary
Estimated equity
$1,330,000
Equity share
58.59%
Illustrative net if sold
$1,284,800
Long-term rent NOI / yr
$67,480
02
Property overview
Modeled value range · medium confidence
$2,270,000
$2,180,000$2,360,000
How was this calculated?
Midpoint of four sample comparable sales adjusted for size and condition. Market intelligence, not a licensed appraisal. Live valuations need a licensed valuation provider, which is not connected yet.- Type
- Single-family
- Year built
- 1962
- Living area
- 2,480 sf
- Beds / baths
- 4 / 3
- Lot
- 8,400 sf
- Parcel
- SAMPLE-0022
- Property tax / yr
- $14,200
- Transaction
- Mar 2017 · $1.42M
03
Market intelligence
Median sale price (90 days)
$2.21M
Median days on market
24
Active competing listings
11
Listings with price reductions
3 of 11
AddressSoldPrice$ / sfNote
Sample Comp A (fictional)0.3 miAug 2026$2,201,900$935Similar condition
Sample Comp B (fictional)0.5 miJul 2026$2,360,800$898Renovated kitchen
Sample Comp C (fictional)0.8 miJun 2026$2,111,100$869No pool, busier street
Sample Comp D (fictional)0.6 miMay 2026$2,292,700$924Comparable lot
04
Financials and assumptions
- Estimated value (midpoint)
- $2,270,000
- Mortgage balance (you entered)
- $940,000
- Other liens
- $0
- Seller closing costs
- $22,700
- Total selling costs incl. payoff
- $985,200
- Effective rental income / yr
- $93,480
Inputs: value 2270000 · mortgage 940000 · liens 0 · rentMo 8200 · vacancyPct 5 · opexYr 26000 · salePrice 2270000 · serviceFee 22500 · closingCostPct 1 · concessions 0 (user-provided or sample defaults).
05
Scenario comparison
Conservative
$2,180,000
Base
$2,270,000
Optimistic
$2,360,000
06
Insights, opportunities and risks
Two comparable homes within half a mile sold in the last 90 days. Review them to see how they may affect your estimated value.
Why flaggedComps B and D closed after your last value update. · Sample data, updated Oct 2026.
At the illustrative mortgage balance, estimated equity is above 55% of value.
Why flaggedCalculated from the value midpoint minus the balance you entered. · Sample data, updated Oct 2026.
- Valuation relies on sample comps; a licensed valuation feed is not connected.
- Mortgage balance is user-entered and not verified.
07
Recommended next steps
- Confirm your mortgage balance
- Review the two newest comps
- Compare sell vs. hold in My Equity
08
Sources and methodology
- Modeled estimates: LUCENT calculators (standard amortization, NOI, cap rate on purchase price, cash-on-cash on total cash invested).
- User-provided: mortgage, fees, rent and cost assumptions.
- Sample data: property facts and comparables in this report are fictional.
- Live records: Regrid parcels and U.S. Census/USGS/FEMA power live reports at /analyze.
Market intelligence, not a licensed appraisal, legal, lending or investment advice. No outcome is guaranteed.
Ask Ava anything about this property.
Type or tap the microphone in her panel to speak. She uses your current assumptions.